Two of my biggest focuses this year are increasing my gratitude and consistency. This month I’m implementing a gratitude practice in my daily life. I’ve been feeling very negative. I’d like to think I’m optimistic, cheerful and positive. For months it’s felt like I’m fighting against everything. I’ve been irritable. I use to look out my window across the city and feel so blessed. Lately, I’ve been complaining that my view is 4 floors down from where it used to be. Which is dumb because it’s still better than most.
This last year away from my blog has been a year of unexpected changes. 2019 was uncomfortable yet transformative. I stepped away from my blog because I didn’t feel inspired. There’s a lot of overwhelming and discouraging noise online. READ MORE
I know you want the details and here they go…
It’s 2017, I’m 28, still in debt and stressed. So I start looking for a financial therapist. I found a therapist but I needed a financial coach. I also needed this to be cheap or better yet, free. I’m already in debt and didn’t want to add more. So after much googling I come across this non-profit program called Project Money. This is a state program that provides you a financial coach for the FREE. Mind blown! Of course you have to qualify for it which I barely did. After much discussion I was in and I was ready….
When I speak about being irresponsible with my money, I specifically mean I wasn’t saving enough and I was accumulating debt. Yes, I’ve always contributed to a 401K. Yes, my bills are paid on time 100% of the time. That was never my issue. Like so many I found it hard to save yet easy to spend. My credit debt utilization was insane in 2016. I couldn’t figure out how I got there. So let’s back track…READ MORE
I love money and I love shopping. It can be for clothes, furniture or even groceries, i don’t care I love to buy. When I turned 27 I took a long look at where I was in life, then decided I needed to make a change. Since graduating from college I have spent thousands of dollars but have nothing to show for them. Sure I’ve had experiences, I’ve looked amazing, I’ve eaten at great restaurants and made many memories, but I don’t really know where all of my money went. So two years ago, at 27 years old, I set out to get rid of my debt. I thought the journey would be much shorter. Little did I know I hadn’t really begun… READ MORE